Dean Graziosi | Dean Graziosi Real Estate | Dean Graziosi Investment

In October 2009, the foreclosure rates were still 18.9 percent higher than they were in October a year ago. In comparison to the previous months, the rate of foreclosure has dipped, but it’s still very high when compared to previous years. At such times of distress, homeowners are most vulnerable to dubious companies. Therefore, here are some methods in ensuring that you do not fall into sweet talking and smooth operating fraud companies.

One should take advice and information from the Department of Housing and Urban Development (HUD). The counselors will advice you on a range of housing matters, including foreclosures. Also, the website of this department has a list of approved agencies state wide. Please remember that, for homeowners in financial distress, HUD counseling comes at a very low cost and is sometimes free. Refrain from working with an agency that asks for a fee before giving advice.

Any agency promising to stall the foreclosure once and for all and make it go away should not be trusted fully, since no one can give this guarantee. Any fee or service payments demanded by the agency, before the program goes into affect, should not be made unless clarified with the authorities. Before going to a local agency, check the credentials and listing at the HUD website. Ask for some customer names that have already availed the service; speak to them to learn about their experience.

During these times, the Federal Trade Commission (FTC) for the consumer information on frauds, started back in 2008, still holds good. They mentioned that the agencies trying to perpetrate fraud get the information of distressed owners through notices on newspapers and online. These agencies then send personalized letters and offers to the individuals to see if they can get them to take the bait. Extrapolating from this it would be advisable to know how these agencies who contacted you got the information.

The Federal Bureau of Investigation reports that, in the year 2008, the total mortgage fraud Suspicious Activity Reports were 63,173 cases, with a loss of $1.5 billion. Some of the most popular types of mortgage frauds that happen in America include equity skimming, property flipping and mortgage related identity theft. One should also be aware of predatory lending practices, which hurt the primary borrowers and usually result in defaults and delinquencies. These predatory practices target the elderly, distressed owners and defaulters.

Dean Graziosi is a real estate investing expert who teaches people how to make money in real estate. Dean shares his secrets to profit from a variety of unique strategies he learned through 20 years of real estate investing. Dean started making money with cars at the age of 16 and then used those same concepts to start his real estate investing career at the early age of 18, when he purchased his first rental unit — a run-down apartment building — and renovated it into a profitable piece of property. This whole interesting story of this first venture into real estate investing is told in his book “Be A Real Estate Millionaire: Secret Strategies for Lifetime Wealth Today.” This is a book people who want to learn real estate investing invest in to learn the same strategies Dean has used himself, and taught for over 20 years to novice real estate investors all across the United States.

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If you’re new to investing in real estate, it may seem confusing and complicated. With all those contracts, property titles, and legal forms, it can tend to look like rocket science, but it’s not. Dean Graziosi believes the main reason people get so confused about real estate investing is simply because it’s new to them. Dean Graziosi thinks that as we get older, trying something new becomes harder because we get stuck in our old ways. The good news is Dean Graziosi have a solution for you. If you want to invest in Real estate and want to be millionaire learn from Dean Graziosi who teaches people how to make money in real estate.